Consumer Loan Underwriter

Job overview

The Consumer Loan Underwriter role is listed in Columbus, OH; compensation is not specified. KEMBA Financial Credit Union’s posting frames the role around representing the financial interests of both members and the credit union through prudent lending decisions. The underwriter reviews and evaluates consumer loan requests, makes decisions within delegated authority, and documents the rationale while ensuring compliance with lending policies and regulations. Timely, accurate underwriting supports responsible loan performance and member service.

What you'll do

• Review and process credit requests
• verify applications, financial statements, credit reports, ratios, employment, income, collateral, and supporting documents
• approve loans within authority and recommend exceptions when warranted
• use automated scoring or traditional underwriting
• contact members for additional information
• calculate loan terms and disclosures
• document and communicate decisions
• monitor application pipelines
• follow lending policies and regulatory requirements
• assist with staff training and reporting.

What we're looking for

Skills & competencies

consumer loan underwriter

consumer lending

credit analysis

loan applications

underwriting

regulatory compliance

credit union

columbus oh

kemba financial credit union

remote/hybrid eligibility

Work arrangement

• Weekend coverage required

Why this role

Requires three years of lending and financial-services experience, knowledge of lending statutes and consumer and residential lending practices, and a college degree or equivalent work experience with required loan training and certification. The posting indicates remote or hybrid work eligibility.

About the employer

KEMBA Financial Credit Union is hiring for this role. Industry: Credit Unions. Sector: 52.