Real Estate Lending Manager

Job overview

The Real Estate Lending Manager role is onsite in Modesto, CA, and pays $85,000–$105,000 per year. The manager reports to the Vice President of Consumer Lending and Member Solutions and leads the credit union’s real estate lending operations. The role oversees mortgage and home-equity lending from origination through closing and secondary-market delivery, while managing compliance, performance, and member service. By directing and developing the lending team and strengthening production processes, the manager supports sustainable lending growth and a consistent member experience.

What you'll do

• Oversee real estate lending origination, underwriting, processing, closing, post-closing, and secondary-market delivery
• manage relationships with Fannie Mae, Freddie Mac, correspondent and wholesale channels
• underwrite and approve loans within delegated authority
• manage vendors and service providers
• own pre- and post-closing audits and support regulatory examinations
• maintain policies and procedures
• monitor KPIs and production goals
• onboard, coach, and mentor staff
• lead first-mortgage originations and referral-network development
• collaborate on home-equity submissions
• monitor the CUSO
• register with NMLS.

What we're looking for

Skills & competencies

real estate lending manager

modesto ca

valley first credit union

$85k–$105k per year

mortgage lending

home equity lending

loan underwriting

secondary market

fannie mae

freddie mac

team leadership

nmls registration

monday–friday

member service

Work arrangement

• Weekend coverage required

Why this role

Full-time exempt position with a Monday–Friday schedule based around normal business hours. Requires a bachelor’s degree or equivalent professional experience and 5–10 years of progressively responsible real estate lending experience.

About the employer

Valley First Credit Union is hiring for this role. Industry: Credit Unions. Sector: 52.