Senior Credit Risk Consultant

Job overview

The Senior Credit Risk Consultant role is onsite in Orlando, FL; compensation is not specified. At Seacoast Bank, this role supports enterprise credit risk management and partners with Credit Risk, Portfolio Management, Finance, Enterprise Risk Management, Credit Administration, and Technology. The consultant advances the bank’s ability to identify, measure, monitor, and communicate credit risk. Through risk frameworks, portfolio analytics, rating systems, concentration management, and executive reporting, the role helps leadership make informed decisions and address emerging risks proactively.

What you'll do

• Design and enhance enterprise credit risk analytics, monitoring, reporting, and governance frameworks. Lead design, implementation, governance, and enhancement of dual risk rating systems, including PD and LGD methodologies, scorecards, calibration, overrides, monitoring, migration analysis, and back-testing. Develop portfolio segmentation, trend and migration analysis, stress and scenario analysis, and concentration risk approaches. Maintain risk appetite metrics, KRIs, KPIs, and early warning indicators. Lead executive- and Board-level credit quality reporting and dashboards
• use business intelligence and visualization tools to improve monitoring and reporting. Align methodologies and reporting with policies, regulatory guidance, governance, and controls
• support examinations, audits, reviews, and model validation. Advise Credit Risk leadership, lead cross-functional initiatives, and mentor analysts and risk professionals.

What we're looking for

Skills & competencies

senior credit risk consultant

credit risk management

portfolio analytics

dual risk rating systems

concentration risk

risk appetite

executive reporting

orlando fl

seacoast bank

stress testing

pd and lgd

10+ years experience

Work arrangement

• Weekend coverage required

Why this role

Requires a bachelor’s degree and 10+ years of progressive relevant experience. Master’s degree preferred. Experience with dual risk rating systems and tools such as SQL, SAS, Python, R, Power BI, Tableau, or Alteryx is sought.

About the employer

Seacoast Bank is hiring for this role. Industry: Credit Unions. Sector: 52.