Vice President, Business Strategy and Analytics – Consumer Lending

Job overview

The Vice President, Business Strategy and Analytics – Consumer Lending role is onsite in Atlanta, GA. Compensation is not specified. The role leads analytics and reporting for consumer lending products, including home equity lines of credit and other retail products. Bank OZK provides financial services and describes its work as supporting small businesses and local communities. The role develops portfolio analytics that inform credit decisions, pricing, customer lifecycle management, and risk oversight. By building models, reporting, and data practices and communicating insights to leadership, the vice president supports responsible growth and operational decision-making in consumer lending.

What you'll do

• Develop and execute consumer lending analytics strategy aligned with business goals and risk tolerance
• design, validate, and monitor credit risk models and scorecards
• maintain dashboards and reporting on portfolio health, credit quality, delinquency, losses, and profitability
• analyze emerging risks and growth opportunities
• evaluate origination, account management, and collections strategies
• deliver customer lifecycle analytics
• partner with Marketing on market opportunities and campaign effectiveness
• support loss forecasting, stress testing, and allowance for credit losses
• collaborate with Technology and Data Engineering on lending data
• define data governance practices
• and communicate analytical insights to senior leaders and nontechnical stakeholders.

What we're looking for

Skills & competencies

vice president

business strategy

business analytics

consumer lending

credit risk models

scorecards

portfolio analytics

sql

sas

python

power bi

bank ozk

atlanta ga

Work arrangement

• Weekend coverage required

Benefits & perks

• Paid time off, 401(k) matching, health, dental, vision, and pet insurance, plus special perks and discounts.

Why this role

Requires a bachelor's degree in a relevant field, 4+ years of data science or analytics experience, and proficiency in one or more of SQL, SAS, R, Python, Excel, Power BI, or Tableau. Consumer lending experience preferred.

About the employer

Bank OZK is hiring for this role. Industry: Commercial Banking. Sector: 52.