Commercial Credit & Portfolio Management Officer

Job overview

The Commercial Credit & Portfolio Management Officer role is onsite in Salem, NH, with an annual salary of $85,000–$100,000. The position supports Bank of New England’s Credit Department and commercial lending relationships. The officer analyzes commercial borrowers and lending requests, supports underwriting and loan structuring, and monitors an assigned portfolio. This work helps inform responsible credit decisions, identify emerging risks, and maintain portfolio quality.

What you'll do

• Analyze borrower financial statements, cash flow, repayment capacity, and creditworthiness
• evaluate lending requests and existing relationships
• support loan structuring
• prepare underwriting analyses and recommendations
• manage or support a commercial loan portfolio
• complete annual reviews, renewals, and risk assessments
• monitor covenants and portfolio quality
• identify credit concerns and recommend mitigation
• maintain credit files
• collaborate with commercial lenders and Credit Administration
• prepare reports and communicate findings
• align lending activity with bank policies and regulatory requirements.

What we're looking for

Skills & competencies

commercial credit

portfolio management

credit analysis

commercial underwriting

commercial banking

loan portfolio

risk management

financial statement analysis

salem nh

bank of new england

bachelor's degree or equivalent experience

$85k–$100k annually

Work arrangement

• Weekend coverage required

Benefits & perks

• Medical and dental insurance
• 401(k)
• life insurance
• collaboration with experienced commercial lending and credit professionals
• professional development and teamwork-focused workplace.

Why this role

Combines commercial credit underwriting with ongoing portfolio oversight and collaboration with commercial lenders and Credit Administration.

About the employer

Bank of New England is hiring for this role. Industry: Commercial Banking. Sector: 52.