Merchant Cash Advance Underwriter

Job overview

The Merchant Cash Advance Underwriter works in a hybrid arrangement, with in-office presence Tuesday through Thursday in Chicago, IL. Base compensation is $28–$36 per hour. Rewards Network connects diners and restaurants through financial services, marketing services, and dining rewards programs. As part of the Due Diligence team, the role assesses merchant risk and creditworthiness for financial products. It reviews financial records and contracts, makes funding decisions within policy limits, and documents findings to support compliant underwriting aligned with company risk parameters.

What you'll do

• Review merchants for the cash advance product line
• analyze credit reports, business financial statements, bank statements, and credit card statements
• assess risk and creditworthiness and calculate approval amounts
• authorize funding within assigned policy limits or recommend exceptions
• review contract packages for accuracy, completeness, and legal compliance
• collaborate with sales and internal teams
• document due diligence findings and underwriting decisions.

What we're looking for

Skills & competencies

merchant cash advance underwriter

underwriting

due diligence

creditworthiness

financial analysis

chicago il

rewards network

hybrid

tuesday–thursday in office

$28–$36/hr

401(k) match

medical, dental and vision

Work arrangement

• Weekend coverage required

Benefits & perks

• Paid time off and company holidays
• dining reimbursement
• 401(k) with company match
• medical, dental, and vision plans
• flexible spending accounts
• commuter benefit
• disability and life insurance
• employee assistance program.

Why this role

Hybrid schedule requires office presence Tuesday through Thursday in Chicago.

About the employer

Rewards Network is hiring for this role. Industry: International, Secondary Market, and All Other Nondepository Credit Intermediation. Sector: 52.