Backend Software Engineer, Fintech — Hybrid

Job overview

This hybrid Backend Software Engineer, Fintech role is based in Austin, TX. The stated base salary is $140,000–$180,000 per year, plus benefits and equity. The role supports an AI-first fintech platform that helps debt collection agencies move to digital receivables and payments. The engineer designs and owns scalable backend services, primarily in Go, and builds AI-enabled features for a high-volume, regulated platform. The work includes database design and optimization, translating product requirements into engineering specifications, and collaborating with a team of about 12 engineers.

What you'll do

• Design and build backend microservices primarily in Go
• write and optimize SQL and database schemas
• use AI coding tools to develop and validate production code
• collaborate with product owners to clarify requirements and edge cases
• and build AI-enabled features and agent workflows, including MCP servers, LLM integrations, and RAG patterns.

What we're looking for

Skills & competencies

backend software engineer

fintech

hybrid

austin tx

go

golang

sql

postgresql

microservices

ai coding tools

llm integration

$140k–$180k base salary

Work arrangement

• Weekend coverage required

Benefits & perks

• Benefits and equity are stated in the posting
• specific benefit details are not provided.

Why this role

The posting describes daily use of AI coding tools and backend services supporting millions of daily communications and more than $1 billion in debt on the platform.

About the employer

Career Renew is hiring for this role. Industry: International, Secondary Market, and All Other Nondepository Credit Intermediation. Sector: 52.