Senior Credit Officer - Power and Crops

Job overview

The Senior Credit Officer - Power and Crops role is hybrid in Austin, TX. Compensation is not specified; the posting describes it as competitive. Farm Credit Bank of Texas finances agriculture and rural America and provides funding and services to rural lending associations in five states. The officer underwrites, analyzes, services, and monitors complex commercial and agricultural lending relationships. Through credit analysis, portfolio monitoring, transaction support, and collaboration with internal and external partners, the role helps maintain sound credit discipline and manage portfolio risk.

What you'll do

• Underwrite, analyze, service, and monitor assigned loans and participation relationships
• assess borrower financial statements, cash flow, collateral, repayment capacity, industry conditions, and risk
• support structuring and evaluation of complex credits
• identify portfolio risks and servicing needs
• advise associations on lending practices and credit policies
• review credit-related legal, title, collateral, and documentation questions
• prepare credit analyses, portfolio summaries, and recommendations
• support loan participation and correspondent banking relationships
• travel up to 25 percent.

What we're looking for

Skills & competencies

senior credit officer

power and crops

credit analysis

agricultural lending

commercial credit

loan underwriting

portfolio risk

hybrid

austin tx

farm credit bank of texas

complex credits

travel up to 25%

financial analysis

Work arrangement

• Weekend coverage required

Benefits & perks

• Medical, prescription, dental, vision, flexible spending accounts, 401(k) with employer match and additional contribution, disability and life insurance, paid leave and holidays, fertility benefit, parental leave, professional development, tuition reimbursement, fitness incentive, and matching gifts program.

Why this role

Hybrid work design; travel up to 25 percent; requires five to ten years of relevant lending or credit experience and experience with complex credits over $5 million.

About the employer

Farm Credit Bank of Texas is hiring for this role. Industry: International, Secondary Market, and All Other Nondepository Credit Intermediation. Sector: 52.