Senior Product Manager, HELOC Underwriting

Job overview

The Senior Product Manager, HELOC Underwriting role is remote-first; the listing identifies Dallas, TX, and the role’s remote scope is not otherwise specified. Base salary is $145,000–$185,000 per year, with possible performance-based bonus eligibility. Splash Financial’s mission is to help people become more powerful than their debt through financial products and lending technology. The product manager owns the HELOC underwriting experience from application through closing, aligning engineering, design, credit, operations, compliance, and lending partners to reduce delays, improve automation, and strengthen borrower and operational outcomes.

What you'll do

• Own the HELOC underwriting product strategy and roadmap
• map the loan lifecycle and improve time-to-fund
• reduce manual work and condition-clearing cycles
• lead AI and automation planning
• expand automated valuation coverage with credit and valuation vendors
• build a state-aware closing experience
• lead cross-functional teams from discovery through launch
• translate partner and regulatory requirements into scalable product solutions.

What we're looking for

Skills & competencies

senior product manager

heloc

underwriting

remote-first

splash financial

dallas tx

$145k–$185k

fintech

consumer lending

ai and automation

product roadmap

cross-functional

full-time

Work arrangement

• Weekend coverage required

Benefits & perks

• Flexible PTO, nine company holidays, equity, insurance benefits, paid parental leave, modern equipment, paid Claude subscription, 401(k), and quarterly meet-ups.

Why this role

Owns a major growth opportunity and the end-to-end HELOC underwriting experience; remote-first workplace; role may be eligible for a performance-based bonus.

About the employer

Splash Financial is hiring for this role. Industry: International, Secondary Market, and All Other Nondepository Credit Intermediation. Sector: 52.