Senior Manager, Loan Forecasting and Finance Analytics

Job overview

Compensation is $0 per year. The Senior Manager, Loan Forecasting and Finance Analytics role is onsite at Carvana’s corporate headquarters in Tempe, AZ, Monday through Friday. Carvana’s Finance team manages its lending business, which supports customer experience, growth, and profitability. The manager leads quantitative finance analytics and owns models used to plan and manage lending, including loan cash-flow forecasts, CECL reserves, origination plans, and unit economics. The role works with Accounting, Credit, Capital Markets, and servicing partners to improve forecast accuracy, support close processes, and identify business risks and opportunities.

What you'll do

• Own and improve loan-level forecasts for cash flows, losses, prepayments, and recoveries
• reconcile forecasts to actuals and explain variances
• build origination forecasts with stakeholders
• own CECL reserve calculations, assumptions, documentation, and governance
• support monthly and quarterly close and audits
• maintain unit-economics systems
• and develop financial models and executive presentations.

What we're looking for

Skills & competencies

senior manager

tempe az

carvana

loan forecasting

finance analytics

credit loss modeling

cecl reserves

python

sql

unit economics

monday–friday

onsite

visa sponsorship eligible

401(k) match

Work arrangement

• Weekend coverage required

Benefits & perks

• Medical, dental, and vision benefits
• 401(k) with company match
• stock compensation
• student loan payments
• vehicle discounts
• pet benefits
• wellness program
• and professional growth opportunities.

Why this role

Requires 8+ years in quantitative finance, credit risk, loss forecasting, or portfolio analytics; hands-on loan-level and CECL modeling; advanced Python and strong SQL; and experience leading teams and cross-functional projects. Visa sponsorship is eligible for this role.

About the employer

Carvana is hiring for this role. Industry: Consumer Lending. Sector: 52.