Mortgage Underwriter I

Job overview

Compensation is $0 per year. The Mortgage Underwriter I role is onsite in Watertown, NY; The position is in Watertown Savings Bank’s Personal Lending Department at its Lending Center. The underwriter reviews residential mortgage and home-equity applications to assess borrower eligibility and loan risk under bank policy and applicable regulations. The role supports timely lending decisions while maintaining sound credit practices, compliance, and customer service.

What you'll do

• Review mortgage and home-equity application documents for accuracy
• analyze employment history, financial information, credit reports, assets, and liabilities
• underwrite loans according to bank policy and applicable laws and regulations
• identify and communicate application deficiencies to loan officers
• maintain professional service
• monitor the personal pipeline to keep files moving efficiently.

What we're looking for

Skills & competencies

mortgage underwriter i

watertown ny

watertown savings bank

full-time

residential mortgages

home equity

loan applications

credit analysis

underwriting

regulatory compliance

loan officer collaboration

Work arrangement

• Weekend coverage required

Why this role

Works with loan officers and origination staff to facilitate timely approvals while maintaining sound credit practices.

About the employer

Watertown Savings Bank is hiring for this role. Industry: Savings Institutions and Other Depository Credit Intermediation. Sector: 52.