Founding Engineer — Fintech

Job overview

The Founding Engineer — Fintech role is remote-first for the first 12–18 months, with a planned transition to regular in-person or hybrid work in New York City or San Francisco afterward. The base salary is $150,000–$300,000 per year, with founding-team equity of 1%–4%. Raydar is building an agentic neobank intended to help consumers manage cash, debt, budgeting, expenses, investing, and taxes. As the company’s first technical hire, the engineer will build the product from prototype through MVP, own architecture and technical standards across the stack, and develop secure, reliable financial workflows with compliance guardrails. The work establishes the technical foundation for product launch and future engineering growth.

What you'll do

• Build the MVP across web, mobile, backend, data, and infrastructure
• integrate banking-as-a-service partners, payment rails, card and lending systems, and KYC and AML services
• design secure architecture
• build auditable agentic workflows with compliance guardrails
• select cloud, data, observability, disaster-recovery, and security approaches
• set engineering standards and coordinate with contract engineers
• ship production systems.

What we're looking for

Skills & competencies

founding engineer

fintech

full-time

remote-first

new york city

san francisco

raydar

$150k–$300k/year

founding-team equity

agentic ai

full-stack engineering

neobank

kyc/aml

visa sponsorship may be available

Work arrangement

• Weekend coverage required

Benefits & perks

• Base salary of $150,000–$300,000
• founding-team equity of 1%–4%
• remote-first arrangement for the first 12–18 months
• visa transfers, OPT, and H-1B sponsorship may be available for exceptional candidates.

Why this role

The posting says visa transfers, OPT, and H-1B sponsorship may be available for exceptional candidates. Regular work from New York City or San Francisco is expected within 12–18 months.

About the employer

Raydar is hiring for this role. Industry: Computer Systems Design Services. Sector: 54.