Merchant Cash Advance Underwriter (Hybrid)

Job overview

The Merchant Cash Advance Underwriter (Hybrid) role is hybrid, with in-office presence Tuesday through Thursday in Chicago, IL. Compensation is $28–$36 per hour ($58,240–$74,880 annualized). The role is part of Rewards Network’s Due Diligence team, supporting financial products for local restaurants.

What you'll do

• Review merchants for the cash advance product line according to company guidelines
• analyze credit reports, business financial statements, bank statements, and credit card statements
• assess risk and creditworthiness and calculate approval amounts
• authorize funding within assigned policy limits or recommend policy exceptions
• review contract packages for accuracy, completeness, and legal compliance
• collaborate with sales and internal teams
• document due diligence findings and underwriting decisions.

What we're looking for

Skills & competencies

full-time

hybrid

underwriting

merchant cash advance

due diligence

credit risk

financial analysis

chicago il

$28–$36 per hour

tuesday–thursday office

401(k) match

medical insurance

dental insurance

vision insurance

Work arrangement

• Weekend coverage required

Benefits & perks

• Paid time off and company holidays
• dining reimbursement
• 401(k) match
• medical, dental, and vision plans
• spending accounts
• commuter benefit
• disability and life insurance
• employee assistance program.

Why this role

Requires intermediate Microsoft Excel skills, a high school diploma or equivalent, and 2–3 years of directly related experience. Merchant cash advance or loan underwriting experience and a relevant college degree are preferred.

About the employer

Rewards Network is hiring for this role. Industry: International, Secondary Market, and All Other Nondepository Credit Intermediation. Sector: 52.