Fraud Analyst

Job overview

The Fraud Analyst role is onsite in Houston, TX. Compensation is not specified in the listing. The role serves as the credit union’s primary specialist for non-card fraud detection, investigation, and loss mitigation across electronic channels. The analyst investigates suspicious transactions, responds to real-time alerts, and makes risk-based decisions to limit losses while minimizing member impact. The role also identifies emerging fraud patterns and recommends improvements to detection rules, policies, and system configurations.

What you'll do

• Investigate fraud involving digital banking, ACH and wire transfers, internal member transfers, bill pay, and remote deposit capture
• research transaction logs, login history, device fingerprints, IP data, statements, and originator documentation
• follow Regulation E, NACHA, and UCC timelines
• monitor and action fraud alerts
• make risk-based decisions on transaction blocks, account restrictions, and member contact
• identify trends and recommend detection, policy, or system improvements.

What we're looking for

Skills & competencies

full-time

fraud analyst

credit union

electronic banking

ach

wire transfers

digital banking

fraud investigation

houston tx

first service credit union

regulation e

nacha rules

Work arrangement

• Weekend coverage required

Why this role

Focuses on non-card electronic payment fraud and regulatory compliance.

About the employer

FIRST SERVICE CREDIT UNION is hiring for this role. Industry: Credit Unions. Sector: 52.