Mortgage Loan Officer

Job overview

The Mortgage Loan Officer works onsite in Birmingham, AL. Compensation is not specified. Citizens Trust Bank describes a mission of empowering generations for financial success through personalized service and financial solutions. The officer develops mortgage lending business, guides prospective borrowers through applications, and coordinates loan files for processing and underwriting. The role also builds community and referral relationships and helps customers understand lending guidelines and applicable regulations.

What you'll do

• Generate leads and mortgage lending opportunities
• interview prospective borrowers
• cross-sell mortgage and other banking solutions
• screen loan requests
• explain underwriting guidelines and regulations
• collect and analyze financial and credit information
• complete and submit loan applications
• monitor application status and communicate with customers
• build relationships with real estate and community partners
• conduct homebuyer seminars
• maintain knowledge of lending programs and requirements.

What we're looking for

Skills & competencies

mortgage loan officer

mortgage lending

loan origination

residential mortgages

nmls certification

customer service

loan applications

underwriting preparation

community outreach

birmingham al

citizens trust bank

banking solutions

Work arrangement

• Weekend coverage required

Benefits & perks

• Medical, dental, vision, and prescription coverage
• 401(k)
• employee stock purchase plan
• life insurance and flexible spending account
• paid time off, vacation, and holiday pay
• tuition reimbursement
• housing assistance
• wellness and training programs.

Why this role

Requires NMLS certification and at least three years of residential mortgage origination or business development experience.

About the employer

Citizens Trust Bank is hiring for this role. Industry: Commercial Banking. Sector: 52.