Loan Officer, Commercial and Residential Lending

Job overview

The Loan Officer, Commercial and Residential Lending role is onsite in Boothbay Harbor, ME, with compensation of $60,000–$90,000 per year. First Federal Savings supports local businesses, families, and the communities it serves through community banking. This lender guides borrowers from initial conversations through loan closing and ongoing servicing, explaining loan options and evaluating requests while following lending policies. The role also develops customer relationships and supports sound credit quality and local business development.

What you'll do

• Develop and maintain commercial and residential borrower relationships
• interview prospective borrowers and assess lending needs
• guide business owners through commercial loan documentation
• analyze loan requests, financial statements, tax returns, credit reports, appraisals, and supporting materials
• structure lending solutions consistent with credit and risk practices
• coordinate third-party services and disclosures
• manage applications through closing and conduct closings
• monitor construction loans and inspections
• assist borrowers facing financial challenges with workout solutions
• identify portfolio growth opportunities and participate in community and business development activities.

What we're looking for

Skills & competencies

loan officer

commercial lending

residential mortgage lending

community banking

relationship management

credit analysis

loan underwriting

construction loans

boothbay harbor me

first federal savings

$60k–$90k per year

Work arrangement

• Weekend coverage required

Why this role

Supports community banking and lending across the Boothbay Harbor and Midcoast Maine region.

About the employer

First Federal Savings and Loan Association of Bath is hiring for this role. Industry: Savings Institutions and Other Depository Credit Intermediation. Sector: 52.