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Business Banker

Poca Valley Bank · Charleston, WV · Commercial Lending Team

Compensation

$68k – $151k /yr

Employment type

Full-time

Work setting

On-site

Location

Charleston, WV

Schedule

Day shift

Posted

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Job overview

The Business Banker is an onsite position based in Charleston, WV. Compensation is $68,000-$151,000 per year. This role supports the commercial lending team at Poca Valley Bank. This role exists to manage an assigned commercial loan portfolio, ensuring credit quality and profitability. The banker performs due diligence, analyzes financial statements, develops new customer prospects, and maintains strong relationships to meet the financial needs of business clients.

What you'll do

  • Manage an assigned commercial loan portfolio.
  • Perform due diligence to verify information provided by customers.
  • Gather information about customer relationships and credit exposures.
  • Utilize multiple sources to gain background information on clients.
  • Gain understanding of the borrower's industry.
  • Gather and evaluate business/personal financial statements, balance sheets, and tax returns.
  • Work with manager and credit administration on analyzing information.
  • Assist with credit approval presentations to the Executive Loan Committee and Board of Directors.
  • Assist with credit file review and annual review of loans.
  • Monitor existing credits.
  • Review new laws and regulations that influence business lending.
  • Develop new customer prospects and business.
  • Participate in customer calls.
  • Deepen customer relationships through sales calls.

What we're looking for

Skills & competencies
full-time
day shift
charleston wv
business banker
finance
commercial lending
banking
portfolio management
sales
financial analysis
$68k-$151k/yr
Work arrangement
  • Weekend coverage required

Benefits & perks

  • Comprehensive training, professional development.

Why this role

Comprehensive knowledge of banking, strong service orientation, professional development training.

About the employer

Poca Valley Bank is hiring for this role. Industry: Commercial Banking. Sector: 52.

Additional details

Industry sector
52
Industry
Commercial Banking
Occupation code
13-2041.00
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