Credit Officer II

Job overview

The Credit Officer II role is onsite in Austin, TX, with compensation not specified. Farm Credit Bank of Texas provides funding and services to rural lending associations and supports agriculture and rural America. The role evaluates and monitors complex commercial and agricultural credit relationships to support sound lending decisions. Through financial analysis, due diligence, risk monitoring, and collaboration with lending partners, the Credit Officer develops well-supported recommendations and contributes to portfolio oversight and lending programs.

What you'll do

• Underwrite, administer, monitor, and perform due diligence for assigned commercial and agricultural credit relationships
• analyze financial statements, cash flow, repayment capacity, collateral, industry conditions, and risk trends
• support structuring, evaluation, negotiation, and closing of complex credits
• monitor loan and participation relationships
• prepare credit analyses, underwriting documents, portfolio summaries, and recommendations
• work with lending teams, Farm Credit associations, and financial institutions
• research and resolve credit-related legal, title, collateral, and documentation matters
• develop industry and portfolio analyses
• contribute to lending programs and procedures.

What we're looking for

Skills & competencies

credit officer ii

austin tx

farm credit bank of texas

credit analysis

agricultural lending

commercial credit

underwriting

portfolio risk

loan participations

financial analysis

travel up to 25%

Work arrangement

• Weekend coverage required

Benefits & perks

• Medical, prescription, dental, and vision coverage
• 401(k) with employer match and additional employer contribution
• disability and life insurance
• vacation, sick leave, and paid holidays
• parental leave
• tuition reimbursement
• professional development.

Why this role

Works with complex agricultural and commercial lending transactions, including participations and correspondent relationships; travel up to 25%.

About the employer

Farm Credit Bank of Texas is hiring for this role. Industry: International, Secondary Market, and All Other Nondepository Credit Intermediation. Sector: 52.