Commercial Credit Underwriter II

Job overview

The Commercial Credit Underwriter II role is onsite in Texas; the specific city is not stated. Compensation is not specified. Bank OZK supports lending through its commercial credit underwriting function. This role underwrites new and renewed business banking and commercial loans, generally with total bank commitments up to $30 million. It supports sound lending decisions by analyzing financial information, completing annual reviews, and applying the bank’s credit policies and standards.

What you'll do

• Underwrite new and renewed business banking and commercial loans with total credit exposure up to $30 million
• perform annual reviews, financial spreads, and global debt service calculations
• ensure underwriting follows bank policies and standards
• manage assigned transactions and communicate loan decisions
• track loan applications and maintain records
• maintain independent credit risk ratings.

What we're looking for

Skills & competencies

commercial credit underwriting

loan underwriting

financial analysis

annual reviews

debt service calculations

credit risk

bank ozk

texas

commercial real estate

business banking

Work arrangement

• Weekend coverage required

Benefits & perks

• Generous paid time off
• 401(k) matching
• health, dental, vision, and pet insurance
• perks and discounts.

Why this role

Works with corporate, commercial and industrial, and commercial real estate transactions; bachelor’s degree or commensurate work experience required; at least one year of relevant credit underwriting, financial analysis, or lending experience required.

About the employer

Bank OZK is hiring for this role. Industry: Commercial Banking. Sector: 52.